Our Services

  • Buying a home is one of life’s biggest milestones, and timing matters.

    We work efficiently with a wide range of lenders to help you secure the right mortgage without unnecessary delays.

    We can help with:

    • Residential purchases and home movers

    • Remortgages to secure a new rate, raise capital or fund home improvements

    • Product transfers with your existing lender

    • First-time buyer and shared ownership schemes.

  • If you’re investing in property, or thinking about it, we can help you find the right buy to let mortgage to meet your goals.

    We work with lenders across the marketplace to offer:

    • Standard and portfolio buy to let

    • Limited company mortgages

    • Holiday let and short-term rental lending.

    Our experience helps you navigate the criteria with ease, ensuring your investment delivers long-term value.

    Please note that some forms of Buy-To-Let mortgages are not regulated by the FCA.

  • No two clients are the same, and that’s exactly what we love about what we do.

    We specialise in finding solutions for a range of circumstances, including:

    • Self-employed or company directors with variable income

    • Contractors or freelancers across different sectors

    • Clients with adverse credit or those rebuilding their financial profile.

    We’ll present your circumstances clearly to lenders and use our experience to find a practical, achievable way forward.

  • Our experience supporting high-net-worth professionals and business owners means we understand irregular income, assets, and unique financial structures.

    We can also assist with Retirement Interest- Only (RIO) mortgages, designed for clients, typically aged 55 and over who want to stay in their home while keeping monthly payments lower by paying only the interest.

    Whatever your background or stage of life, we’re here to help you find a solution that works for you.

Get In Touch

"Thanks alot again Sasha. This has been a very smooth process and great that we've actually got a mortgage offer confirmed!"

— Mr and Mrs W ( Kent)

Your Journey With Us

  • 01 - Initial Call

    A friendly, no-obligation chat to understand your needs and timescales. We’ll explain how we work and outline the process.

  • 02 - Fact Find & Document Collection

    We’ll arrange a detailed fact-find meeting, usually by video call or in person, lasting around an hour. This helps us understand your income, outgoings, credit history, and future plans.

    To keep things simple, we’ll share The Nesting Ground document checklist and budget planner, so you can stay organised and confident from the start.

  • 03 - Research & Lender Shortlist

    Once we understand your needs, we’ll compare options from over 65 lenders to find the right fit. Whether you’re self-employed, have a complex income or credit history, or simply want a great rate, we’ll match you with lenders best suited to your circumstances.

  • 04 - Personalised Recommendation Meeting

    We’ll clearly outline your options - no jargon, no confusion. You’ll see the costs, comparisons, and our recommendation, so we can decide together on the best route for you.

  • 05 - Agreement In Principle

    With your approval, we’ll arrange an Agreement in Principle (AIP) - confirming your potential borrowing power.

  • 06 - Full Mortgage Application

    When you’re ready to proceed, we’ll submit your full application and manage the process for you - keeping you updated and handling any lender queries along the way.

  • 07 - Valuation & Underwriting

    The lender reviews your case and arranges a property valuation and goes to the underwriting team. We liaise directly with them to keep things running smoothly, addressing any queries along the way.

  • 08 - Mortgage Offer

    Once approved, you’ll receive your formal mortgage offer - a big milestone in your journey. We’ll check through it with you and make sure everything is clear and accurate.

  • 09 - Conveyancing, Exchange and Completion

    Your solicitor will manage the legal work, from property checks to contract signing. We’ll stay in touch with you and your solicitor to keep everything on track through to completion.

    Please note, some steps in the process may not apply for product transfers.

  • 10 - Aftercare & Future Review

    We’ll check in after completion to make sure everything’s gone smoothly. As your deal nears its end, we’ll review your options to keep you on the best possible rate.